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No Sales Tax* Free Nationwide Shipping 110% Price Match Financing FAQ

Bedplanet Financing Options

How Does Our Financing Work?

We offer multiple options for financing the purchase price of your mattress or furniture.

synchrony home logo

Financing with Bedplanet and Synchrony Home Credit Card makes your purchase fast, simple and secure to apply online.


How do I order Using Synchrony?

  • synchrony home credit card image
    1. Apply using our secure online application link below and get a decision instantly.
      Promotional rate may not show during application process.
    2. Once you get approved, you can checkout on our website using "Synchrony" as your payment method.
Apply now with Synchrony

Still Have Questions? Call us at 1-888-996-9890

Synchrony Disclosures

* May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not,  interest will be charged on the promo balance from the purchase date. <The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees.>  The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. No interest will be charged on the amount financed, and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Snap Finance

Snap Finance offers flexible lease-to-own payment options to help you get approved today. With Snap Finance, you can shop now and pay over time with easy payment plans.

Snap Finance Disclosures

Subject to credit approval. Snap Finance is a lease-to-own payment option, not a loan. Lease terms and conditions apply. Early purchase options available. See lease agreement for full terms and conditions. Snap Finance lease-to-own agreements are subject to credit approval and may require a down payment. Total lease payments may exceed the original purchase price. Late fees and other charges may apply. See your lease agreement for complete terms, conditions, and payment schedule.

Buy Now Pay Later Options

We currently offer a couple of equal pay options available, Click on the banners for more information on each.

  • PayPal Pay in 4 | Pay Pal Credit


  • Choose Shop Pay at Checkout to pay in full or split your purchase into 4 equal installments*.

    shop pay logo

    Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.