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Furniture Financing Options

Furniture Financing

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How Does Our Financing Work?

We offer the following options to finance the purchase price of your mattress or furniture.

These different offers come with their own payment plan. Please see the program details for each option below.


Synchrony Financial Logo

Furniture Financing Through Synchrony Financial

Synchrony financial currently has two financing offers available.

0% Interest for 48 Months*

On purchases of $2,495 or more with your Synchrony Financial credit card. 36 Equal Monthly Payments required.

AVAILABLE EVERY DAY

*Offer applies only to single-receipt qualifying purchases. Financing offer not valid with price match, coupon codes or Facebook offers. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment plan will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. Non-promotional APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. 

 

SPECIAL FINANCING

No Interest If Paid In Full Within 12 Months** On purchases of $500 or more with your Synchrony Financial credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.

AVAILABLE EVERY DAY

**Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payment plan may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. 

 

Still Have Question? Call us at 1-888-996-9890


Crest Financial Logo

No Credit Check Financing Using Crest Financial

Furniture Financing through Crest Financial with only $40 down payment

We also offer financing through Crest Financial's No Credit Check financing where you can get approved instantly for up to $5,000.

How do I order using Crest Financial?

  1. Click the "Apply Today" button below to begin the Crest Financial application process.
  2. Once you receive your approval decision, you can Select the items you would like to finance and add it to your shopping cart.
  3. Begin the Checkout process and select "Crest Financial" as your payment method.
  4. Our Financing Department will verify and process your order.
  5. Your order is processed.

Apply for furniture financing today!

How does this bad credit financing program work?

You can apply from home for up to $5,000 in financing. This bad credit furniture financing program comes with a higher APR but 75%-90% of applicants are approved instantly. There is also a small $40 down payment due when you apply, but you can have your furniture delivered fast with In-home Layaway®. You can avoid the high APR and use the 90 day buyout option and only pay the sale price plus the $40 down.

* Financing is AVAILABLE to qualified residents throughout the U.S. (*excluding NJ, VT, WI & MN).

  • APPLY FROM HOME - Click the 'Apply Today' button to begin your online application and get approved for up to $5000. 90 Days same as Cash!
  • SIGN FROM HOME- Upon approval Crest Financial allows you to e-sign all the documents for the financing, allowing you to do so within the comfort of your own home!
  • FAST IN-HOME DELIVERY- After your approved, you can have your furniture delivered to you fast. We offer free shipping on all of our furniture to the contiguous United States. Hawaii, and Alaska residents call for a shipping quote.

Still Have Question? Call us at 1-888-996-9890

The advertised transaction is a lease-purchase agreement. Customer does not acquire ownership of the property unless total amount of payments is paid or the early purchase option is exercised. Ownership is optional. Not available in WI, MN, VT, NJ, Puerto Rico, outside the United States, or where prohibited by law. *If not auto-approved, additional documents may be required.


PayPal Credit Logo

Furniture Financing Using PayPal Credit

Furniture Financing through PayPal Credit

PayPal Credit can help you fund your furniture purchase today! To use this financing method, simply choose "Checkout with Paypal" from the shopping cart.

You choose how to pay:

  • You can pay your balance in full by the payment due date that is on your statement to avoid paying any interest,
  • Or just make the minimum payments until you've paid off your purchase and pay the accumulated interest from the posting date (usually within a few days after your purchase date).
  • PayPal will send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.

No Payments + No Interest if paid in full in 6 months.

Paypal Credit allows you to get the furniture you want today without putting all the money down at once! Its easy, convenient, and fast!

  • No long applications to fill out, just two questions and accept the terms and you will have your decision in just a few seconds
  • Interest will be charged to your account from the posting date (which is usually within a few days after the purchase date) if the purchase balance is not paid in full within 6 months.
  • Getting what you want, when you want is easy with PayPal Credit.

How do I order using PayPal Credit?

  1. Select the furniture you would like to finance and add it to your shopping cart.
  2. From the shopping cart, select "Checkout with PayPal".
  3. Answer 2 quick questions and accept the terms.
  4. You'll know within seconds if you are approved.
  5. Our Financing Department will verify and process your order.
  6. Your Furniture Order Is Processed.

Still Have Question? Call us at 1-888-996-9890

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