How Does Our Financing Work?

We offer the following options to finance the purchase price of your mattress or furniture.

• Synchrony Financial
• PayPal Credit
• Snap Credit

These different offers come with their own payment plan. Please see the program details for each option below.

Application Quick links - Pre-Approvals in 60 Seconds

1. Synchrony - 0% Interest Financing for up to 72 months

Check Out The Synchrony Holiday Financing Special!

Mattress & Furniture Financing Using Synchrony Financial

60* and 72* Month 0% Financing Available for Select Purchases Only

48* Month 0% Financing Available for Purchases of $4995 and Above

36* Month 0% Financing Available for Purchases of $2495 and Above

12* Month 0% Financing Available for Purchases $500 and Above

Available on purchases made with your Synchrony Financial credit card until 4/2/2019

$2495 minimum purchase required.

*48 or 36 Equal Monthly Payments required. Qualifying purchase amount must be on one receipt. When using 48 and 36-month programs, you cannot apply them to price match purchases, Open Box models, coupon code purchases, or Facebook offers. This restriction does not apply to the 0% Interest for 12 Month program, including on Open Box models. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. The minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 No Interest If Paid In Full Within 12 Months***

On purchases of $299 or more with your Synchrony Financial credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.

AVAILABLE EVERY DAY

***Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payment plan may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. 

President's Day Synchrony Promotion

How Do I Order Using Synchrony?

1. Apply using our secure online application link below and get a decision instantly.
2. Once you get approved, you can checkout on our website using "Synchrony Financial" as your payment method.
3. One of our customer service representatives will contact you to finalize your order.

   Still Have Question? Call us at 1-888-996-9890

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   Furniture Financing Using PayPal Credit

   

   PayPal Credit can help you fund your furniture purchase today! To use this financing method, simply choose "Checkout with Paypal" from the shopping cart.

   You choose how to pay:

   • You can pay your balance in full by the payment due date that is on your statement to avoid paying any interest,
   • Or just make the minimum payments until you've paid off your purchase and pay the accumulated interest from the posting date (usually within a few days after your purchase date).
   • PayPal will send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.

   No Payments + No Interest if paid in full in 6 months.

   Paypal Credit allows you to get the furniture you want today without putting all the money down at once! Its easy, convenient, and fast!

   • No long applications to fill out, just two questions and accept the terms and you will have your decision in just a few seconds
   • Interest will be charged to your account from the posting date (which is usually within a few days after the purchase date) if the purchase balance is not paid in full within 6 months.
   • Getting what you want, when you want is easy with PayPal Credit.

   How Do I Order Using PayPal Credit?

   1. Select the furniture you would like to finance and add it to your shopping cart.
   2. From the shopping cart, select "Checkout with PayPal".
   3. Answer 2 quick questions and accept the terms.
   4. You'll know within seconds if you are approved.
   5. Our Financing Department will verify and process your order.
   6. Your Furniture Order Is Processed.

   Still Have Question? Call us at 1-888-996-9890

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   Furniture Financing Using Snap Credit

   Bad credit. No credit. Bankruptcy. Snap is your No Credit Needed financing partner!
   Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help!

   Financing in a Snap!
   Up to 80% approval rate

   Snap's online application is simple and quick to complete and you'll know in seconds if you're approved. It couldn't be easier to get the things you need! So if you're looking to finance furniture, mattresses, wheels, tires, and more...use Snap! We're the fast, flexible, and friendly choice.

   Get up to $3000
   Bad credit or no credit? No problem!

   Snap doesn't offer traditional loans. Instead, they offer a consumer lease that allows you to finance your purchase over 12 months of convenient payments. They also offer a 100-Day Cash Payoff, the best terms around. Need new tires for your car? Or new furniture for your growing family? Don't let bad credit stand in your way. Snap is your partner for No Credit Needed financing!

   What is No Credit Needed financing?

   No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a proprietary process that allows us to look beyond bad credit, bankruptcies, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build or restore your credit.

   How Do I Order Using Snap Credit?

   No long applications to fill out, just follow through with your purchase on the product page and Snap will be a payment option.

   Still Have Question? Call us at 1-888-996-9890

    

   If you need help choosing the right bed for your home, check out Mattress Buying Guide here.